Finance

Because of our strong partners, the akf group , we can offer leasing and financing to craft individual needs.

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The major advantages and disadvantages, and characteristics of the three financing options at a glance

	Leasing	Car credit	Cash purchase
Pro	Only possession for use with calculable risk Depreciation risk to pay the leasing company	Acquisition of property by the buyer in installments Devaluation risk of the buyer	Immediate acquisition of property Devaluation risk, the owner has sole
Contra	Possibly problems with returning the vehicle / additional claims, if not clearly established;	VAT on the future residual value is co-financed when the car already purchased	VAT on the future residual value is mitgezahlt the purchase price; Loss of interest in loss of investment opportunity
Risk protection for total loss*	Gap risk by the leasing company; if offered by the lease rate in integrated risk insurance	Gap risk by borrower	Gap risk by owner
Maintenance and cost of repair risk	lower in the first 36 month	increased as of 37th month	increased as of 37th month

*) Gap risk = difference between the price by finance or leasing and the substitute payment by insurance or replacement value. For cash purchase there could be also a proportional loss.

 

KRIEGER & LEIPNITZ GBR

• Dieselstraße 48
• 49716 Meppen - Nödike
  

Open

• Mo. - Fr.:

  8.00-18.00

• Sa.:

  8.00-12.00

Contact:

• Telephone:

  05931 8810-0

• Fax:

  05931 8810-33